About Us
Learn more about who we are and why you can trust us.
Turn your idea into
a successful entrepreneurial story.
The perfect opportunity is now -
let’s start the journey to success together!
Who Are We?
BIZ Solution is an entrepreneurship center dedicated to helping individuals and business owners start and grow a successful, long-term, and profitable business — operating in full compliance with the law and making use of available non-refundable funding opportunities.
Build a business that suits you and gain more profit, time, and satisfaction!
Did you know that only 50% of businesses survive the first five years?
Work with us and become part of the positive statistics!

Silvia Ban Ćubelić is the founder of BIZ Solution, a business through which she helps individuals and entrepreneurs start and grow successful, long-term, and profitable ventures — operating in accordance with the law and utilizing available non-refundable funding sources.
She holds a degree in economics, specializing in marketing. Although marketing was her first love, Silvia built her professional path primarily in the fields of finance, accounting, and taxation, where she has over 25 years of successful experience. At the same time, she continued to develop and apply her marketing knowledge and skills through additional work and projects, providing added value to clients by combining her two great passions — marketing and numbers.
Her extensive experience comes from working in both private corporations and the public sector.
In addition to her practical experience, Silvia has worked as an educator and lecturer at various institutions across Croatia.
For five years, she worked at the Ministry of Finance, Tax Administration, where she collaborated with a wide range of entrepreneurs and became specialized in working with sole proprietors and freelancers.
Since 2009, she has been actively involved in the preparation of application documentation for non-refundable grants and is proud of many successfully launched entrepreneurial stories.
She has completed numerous trainings and professional development programs, including certifications as a Project Planning and Implementation Manager and a Specialist in Digital Marketing and E-Commerce.
Professional Competencies
- Master’s degree in Economics (specialization in Marketing)
- 25 years of professional experience, primarily in taxation, accounting, and finance, as well as in marketing — across both private and public sectors
- Specialized in business operations for freelancers, sole proprietors, and liberal professions
- Accountant, consultant, educator, and mentor for sole proprietors, micro, small, and medium-sized enterprises
- 5 years of experience at the Ministry of Finance, Tax Administration, working with various types of entrepreneurs
- Actively involved in the preparation of grant application documentation since 2009
- Certified Project Planning and Implementation Manager
- Certified Specialist in Digital Marketing and E-Commerce
BIZ Solution
Our Mission
We help entrepreneurs start and manage their businesses more easily by providing accurate, timely, and relevant information.
Through consulting, education, mentoring, business plan development, accounting, and virtual assistance — all 100% online — we enable you to focus on what you love and what brings you profit, satisfaction, and time.
We take care of all the aspects of business that consume your time, so you can dedicate yourself to growing and developing your business.
Our goal is to be your trusted partner — from your very first steps to every stage of your business growth.
OUR VISION
Our vision is to become your key partner in building a successful and profitable business story.
Through our support, we aim to help you achieve more free time, greater efficiency, and increased satisfaction — while ensuring your business remains fully compliant with laws and regulations.
We strive to be there for every step of your journey toward growth and success.
VALUES WE STAND BY — AND YOU GAIN THROUGH WORKING WITH US
Expertise – Our team consists of professionals who are fully dedicated to their fields and always stay up to date with the latest information and trends. We are committed to providing you with the best possible service based on knowledge and experience.
Professionalism – We act professionally in every aspect of our business. This includes high-quality communication, meeting deadlines, and delivering clear, informed advice that is always in your best interest.
Partnership – We’re not focused on price, but on quality and long-term cooperation. If you’re looking for quick and cheap solutions that don’t add real value to your business or contribute to its growth and profitability, we’re probably not the right partner for you. Our collaboration is based on mutual trust — your goals are our goals, and your success is our success.
Family & Togetherness – With us, you’re not alone on your entrepreneurial journey. We build relationships based on trust and understanding. We’re here not only to support your business but also to help you free up time for your family, children, and the things you love — the things that contribute to your overall happiness and success.
Accountability – We take full responsibility for every aspect of our work, whether it’s business consulting, accounting, or virtual assistant services. We understand how important it is to be able to trust your partner, which is why we strive to be reliable every step of the way.
Transparency – We communicate clearly and honestly, whether it’s about expectations, services, or pricing. Transparency is the foundation of trust, and we want you to have complete clarity in everything we do.
Security – We care about the security and compliance of your business. We make sure every aspect of your business is properly set up and protected, giving you peace of mind to grow and scale without worry.
Reliability – You can count on us at any time. Being reliable means you’ll never be left alone when it comes to important business decisions.
Accuracy – Every piece of information we provide, every document we prepare, and every piece of advice we give is based on precision and correctness. We know that details matter — and mistakes are not an option.
Timeliness – In business, timing is everything. Our goal is to provide you with timely information and support so you can make quick, well-informed decisions.
Commitment – We’re not here just to get the job done. We’re here to help you build a solid foundation for long-term success. We are fully committed to your goals and invest all our resources to help your entrepreneurial story succeed. We are dedicated to your success — but we also believe in work-life balance. Your profit and growth are our priority, but so is helping you enjoy what you love and have time for your family and personal life.
Efficiency – Our service is always aimed at maximum efficiency. We strive to deliver the best results in the shortest possible time — without draining your energy and time. Efficiency means more free time for you, without compromising on quality or business safety.
How can we help you?
- Business plan creation for self-employment, grants, or loans – Whether you’re applying for self-employment funding, public grants, or bank loans, we help you create a high-quality business plan that maximizes your chances of success.
- Consulting and complete support when starting a trade or company – We offer guidance and full support during the registration process so you can get started quickly and stress-free.
- Accounting and bookkeeping services – We take care of your finances, ensuring accuracy, legal compliance, and optimized cost and tax management.
- Project proposal development for EU funding calls – We increase your chances of securing EU grants with professionally prepared project proposals.
- Mentoring, training, and consulting for compliant, accurate, and secure business operations – We make sure your business is legally aligned, well-structured, and safely run, with training tailored to your specific needs.
- Legal compliance for your business – We review and adapt your business processes to current legal regulations, helping you avoid irregularities and penalties.
- Virtual assistant services – We provide support in web design, email marketing, market research, admin tasks, and other digital services that save you time and boost productivity. Free up your time by delegating tasks to our experts.
- Other services upon request – If you need any specific form of business support, feel free to contact us.
We transfer our knowledge and years of experience to our clients in a simple, clear, and understandable way, always adapting to each client individually.
This way, we can teach you everything you need to know as an entrepreneur and offer simple and practical solutions to improve and grow your business.
Reach out to us with confidence — we’re here to help you build another amazing entrepreneurial success story!
✨ Because the purpose of our business is the success of yours. ✨
WHY
BIZ SOLUTION?
Our Clients Are the Guiding Principle of Our Business
We are here to support you on your journey — from the initial idea to the realization of your business venture, and beyond, through growth and development. At every step, we provide friendly support throughout your entire entrepreneurial path.
We believe in the success of each and every one of our clients and know that we can only be successful if our clients are successful.
That’s why we manage your business as if it were our own.
Because the purpose of our business is the success of yours!

Client Testimonials
Mihaela Bubek02/07/2025Trustindex provjerava je li izvorni izvor recenzije Google. Iako bez dokazanog radnog iskustva, vjerovala sam da mogu ostvariti svoj cilj i dobiti poticaje i uz pomoć pozitivnih recenzija, odabrala sam gospođu Silviju i nisam požalila. Sve smo se brzo i lako dogovorile, savjetovala me što još prikupiti od dokumenata da imamo potpunu popunjenost plana i bez nje se ovo nebi ostvarilo. Hvala do neba od ❤️ Moje preporuke 🥰 stipan rosandić09/06/2025Trustindex provjerava je li izvorni izvor recenzije Google. Usluga je bila veoma brza i učinkovita. Sve pohvale za uloženi trud i strpljivost ju. Jako sam zadovoljan izradom poslovnog plana za e-mjere...uspjeh zagarantiran Jelena Bozic21/05/2025Trustindex provjerava je li izvorni izvor recenzije Google. Ovim putem želimo iskazati svoju duboku zahvalnost i preporuku za gospođu Silviu, koja se u radu pokazala iznimno odgovornom, temeljitom i strpljivom osobom. U vrlo kratkom roku – unutar 15 dana – pripremila je cjelovit i kvalitetan plan, koji smo predali u petak, 16. svibnja, a već u srijedu, 21. svibnja, dobili smo pozitivnu ocjenu. Silvin pristup radu karakteriziraju profesionalnost, preciznost i jasna komunikacija, što nas je dodatno ohrabrilo kroz cijeli proces. S punim povjerenjem preporučujemo njezine usluge svima koji traže pouzdanu i stručnu osobu :) HVALA :) Silvana Mamić16/05/2025Trustindex provjerava je li izvorni izvor recenzije Google. Izuzetna suradnja, iskustvo i znanje koje stvarno vrijedi svakog centa. Uštedilo nam je puno vremena, živaca i novaca. Poslovni plan je odmah odobren a suradnju smo nastavili kroz njihovo knjigovodstvo koje je na jednako vrhunskoj razini. Sve preporuke od mene i moje obitelji. Ivona Tomić15/05/2025Trustindex provjerava je li izvorni izvor recenzije Google. Prije svega profesionalno, dobila odgovore na pitanja te preporuke za dalje.Preporučam!!! josip nikacevic07/05/2025Trustindex provjerava je li izvorni izvor recenzije Google. Ovim putem želim iskreno zahvaliti na izuzetno korektnom, profesionalnom i predanom radu. Tijekom našeg suradničkog odnosa, se uvijek pokazala kao osoba od povjerenja, iznimno odgovorna, precizna i brza u izvršavanju svih zadataka. Njezin rad karakteriziraju visoka razina stručnosti, transparentnost, točnost te spremnost na pomoć u svakom trenutku. Uvijek je pristupala poslu s osmijehom, strpljenjem i željom da pronađe najbolje rješenje za svaku situaciju. Zbog svega navedenog, s punim povjerenjem preporučujem svima koji traže pouzdanog i kvalitetnog knjigovođu. Marina Bolanča17/04/2025Trustindex provjerava je li izvorni izvor recenzije Google. Hvala gospođi Silviji na suradnji i pomoći za dobivanje pozitivno ocijenjenog plana! Svakako preporučam BIZ Solution zbog brzine i profesionalnosti. Danijel Hojnik26/03/2025Trustindex provjerava je li izvorni izvor recenzije Google. Imao sam izuzetno pozitivno iskustvo surađujući s gđom. Silvijom. Poslovni plan koji je izradila bio je detaljan i profesionalan. Komunikacija je bila brza i jasna, a svaki korak procesa odrađen stručno i temeljito. Topla preporuka svima koji traže kvalitetnu i pouzdanu uslugu! julija obšivač20/02/2025Trustindex provjerava je li izvorni izvor recenzije Google. Profesionalan i detaljan pristup suradnji. Sve preporuke za gđu. Silviu! Toni Korać19/02/2025Trustindex provjerava je li izvorni izvor recenzije Google. Uz pomoć gospođe Silvije, ostvarenje poslovnog plana bilo je jednostavno i bez stresa. Ovaj knjigovodstveni servis je izuzetno uslužan i pristupačan, a njihova stručnost i profesionalnost su na visokom nivou. Toplo preporučujem!Google agregatna recenzija: 5.0 od 5, na temelju 35 recenzijeOvjerio TrustindexTrustindex verifikovana oznaka je univerzalni simbol povjerenja. Samo najbolje tvrtke mogu dobiti verifikovanu oznaku s ocjenom iznad 4.5, temeljenom na recenzijama kupaca tijekom posljednjih 12 mjeseci. Pročitaj više
Good day everyone!
I want to brag that I received a positive assessment of my business plan!😁
I would like to express my great gratitude to
Smart Entrepreneurship Ms. Silvija, who helped me a lot with everything, gathering information and writing a business plan, and even being a psychologist and motivator for the future because I was starting to lose hope and will with our state institutions!
I wish everyone a lot of success, I highly recommend Ms. Silvija for writing a business plan because you can get a positive assessment even without a little work experience, she is also always available and willing to help!
Good luck and be brave in achieving your wishes and goals!
I needed help with preparing a business plan for incentives and I got it here in the best possible way. From the beginning, clear and simple communication, Silvia answered all my doubts and questions so that the whole process was unexpectedly easy for me. Everything went exactly according to plan and agreement and here we are, today the funds have arrived so I would like to thank you from the bottom of my heart for the excellent cooperation. My recommendation!
Marina Malacko, FLOW ZONA, trade for teaching and other services
Ms. Silvia is an extremely professional and knowledgeable person. She was with me every step of the way when opening a business. Excellent communication and her approach gave me confidence, and with her expert advice she made sure that everything was done according to the rules. We continue to cooperate, and I am happy that she accompanies me in my business. It is a great relief to have such a trustworthy person and to be able to completely and without worries devote myself to my work.
Vedrana Vidović, ART STUDIO KAMELEON, graphic design services business
I recommend business consulting. Fast and accurate access to real and verified information, all done online. Thank you Silvia.
Marijana Jastrzemski, KROY, craft for making clothes
I had an incredibly positive experience working with Biz Solution and Ms. Silvia during the process of obtaining a self-employment incentive. Before deciding on them, I had several consultations with different companies, but I was most impressed by Ms. Silvia’s approach.
Ms. Silvia is extremely accessible, fast and fair. Her expertise and dedication to her job were evident in every step of our cooperation. In addition to providing clear and useful advice, she was also incredibly successful in managing the process, which ultimately resulted in the realization of my dream.
Her professionalism and friendliness are invaluable, and for this reason I would recommend her to anyone looking for a reliable partner to achieve their business goals. Thank you from the bottom of my heart, Ms. Silvia, for everything you have done for me!
Ana Šarić, ATRIA DESIGN, craft for production, trade and services
The business plan passed from the first time, which we did not even suspect despite her many years of experience and numerous positive reviews, which is why we decided to choose BIZ Solution.
Ms. kind, patient…which is a rarity today, and means a lot in this time.
We continue our cooperation and all recommendations!Silvija Tulić, M&P TIM, soboslikarsko ličilački obrt, vl. Mario Tulić
Extremely positive experience. Professional, efficient and always ready to help. Very knowledgeable and attentive to clients’ needs. I highly recommend their services!
If you want to save time and Google searching for answers to questions like what type of business to open, what is the most profitable, what about incentives, how about accounting, and other questions, I definitely recommend working with Ms. Silvia from Biz Solutions. In 40 minutes you will find out everything you need and more. Silvia is pleasant to talk to, you can quickly arrange an appointment with her, if you send your questions in advance, she comes prepared with all the answers and gives you additional advice that will help you that you didn’t even know you needed. A great ally for beginner entrepreneurs Thank you Silvia, I look forward to working with you again!
Petra Lisac Grgurić, TRAG POSTOJANJA, trade for design, services, production and trade
Ms. Silvia is a kind and helpful person. She approaches work and clients very professionally and patiently. She solves challenges with ease. She is there for you with all your questions and concerns. I tried to achieve the right to incentives before cooperating with Smart Entrepreneurship, but without success. Of course, with Ms. Silvia, the impossible becomes possible. I recommend her to everyone who wants to achieve their business success. Thank you once again for your support and cooperation.
I contacted Silvija to review the incentive plan I had written myself and I wasn’t sure if everything was okay. Her advice was truly worth its weight in gold and most likely earned me a positive rating. Many thanks to Silvija and I definitely recommend her if you need quality advice.
I used the business consulting service and received a lot of useful information and support for my business. I resolved all the doubts I had and I can only recommend everyone to seek professional advice, because that way they save both money and time.
Ada Zekulić, RE-BALANS, trade for services
I learned a lot of valuable information about what activities I can add to my craft, which require professional training, and how to achieve it. Speed and knowledge are present in providing the service because if I had gone to research on my own, it would have taken me a long time and I might have done something wrong. This way, I quickly and efficiently found answers to all my questions about craft operations and I learned a lot. On a scale of 1 to 10, my rating is 10 and I would recommend your services to others.
Lara Buturac, PUNA KUĆA – pet hotel
I recommend BIZ Solution and Ms. Silvija as they offer excellent advice, inspiration and resources for running a successful business. Definitely worth following to improve your entrepreneurial skills.
Vendo Agency – Creative Agency
If you are entering the world of entrepreneurship and want to get clear answers, advice, and guidance, I highly recommend that you contact us here for cooperation, as it will make the entire process of entering the business world easier.
I wrote the business plan for self-employment myself and submitted it just before the deadline. I received a negative grade and only 40 points and almost gave up on everything because of such a low number of points and the fact that the deadline had passed and only the “chosen ones” supposedly pass. I was lucky that at the last minute I decided to go all the way and that I chose well who would write me a complaint and I am glad that I chose Biz Solution. The advantages and qualities that I found in cooperation with Ms. Silvija are rarely encountered today. Communication is excellent, professional and expert approach, humanity and the desire to help are present above all. We will definitely cooperate and continue to cooperate.
Thank you from <3 and from me a sincere recommendation and a clear 5!
Samanta Zvekić
I have nothing but praise for Ms. Silvija. With her unconditional help, I received incentives for self-employment at a time when everyone had given up on me. She supported me throughout the entire process and everything was much easier with her. I have never regretted hiring her and our cooperation continues successfully.
Lela Banić
My experience has been very positive. Whenever you need any information or advice, contact them and they will help you in any way they can. And they know how 📚
I would recommend the Smart Entrepreneurship service to anyone who cares about getting quick and professional answers to all their questions. The conversation took place in a very pleasant tone with a lot of accessibility and understanding. Every recommendation.
Paula Senković
A positive experience. Honored agreement. I can only recommend!
Sve preporuke i pohvale za gospođu Silviju. Izvrsna stručnjakinja, dostupna u svakom trenutku i izuzetno ljubazna. Preporučujem svima da joj se obrate s velikim povjerenjem i pretvore svoje snove u stvarnost.
Silvana Mamić
Thank you Silvia (BIZ Solution)! I couldn’t have done it without you. Thank you for your patience and answering all my questions. My sincere recommendations to anyone who is considering working with us. :))
Do you have questions or are you interested in our services? Get in touch!
- info@biz-solution.hr
- +385 98 444 075
- Working hours - Mon-Fri: 08:30 to 16:30